Pricing
In a complex world of payments, we keep our pricing simple.
New Business
Cost + 0.75% For new businesses looking to grow into their payment processing.- Amex: Cost + 0.8%
- Per Trans: $0.10
- Per Batch: $0.10
- EMV/ NFC Device: Contact Sales
Existing Business
Custom Pricing For any business that currently processes payments. Simply provide us with two months of billing statements to get started.- Tailored Pricing Based on Volume
- Dedicated Success Account Manager
- API's and Integrations
- FREE Smart Terminal
The fair and Square comparison.
| PAYMENTSMITH | SQUARE | STRIPE | PAYPAL | MERCHANT | |
|---|---|---|---|---|---|
| MONTHLY FEE | $0.00 | $0.00 | $0.00 | $30.00 | $20.00 |
| ANNUAL FEE | $0.00 | $0.00 | $0.00 | $0.00 | $75.00 |
| PCI MONTHLY FEE | $0.00 | $0.00 | $0.00 | $0.00 | $15.00 |
| SWIPED DEBIT CARD | 0.75% | 2.75% | N/A | 2.70% | 1.20% |
| KEYED DEBIT CARD | 0.75% | 3.50% | 2.90% | 3.50% | 3.20% |
| SWIPED CREDIT CARD | 2.26% | 2.75% | N/A | 2.70% | 1.75% |
| KEYED CREDIT CARD | 2.55% | 3.50% | 2.90% | 3.50% | 3.20% |
| ACH CHECK | 0.75% | N/A | N/A | N/A | N/A |
| GATEWAY MONTHLY FEE | $0.00 | $0.00 | $0.00 | $0.00 | $20.00 |
| GATEWAY PER TRANSACTION FEE | $0.00 | $0.15 | $0.30 | $0.15 | $0.10 |
| EXIT FEE | $0.00 | $0.00 | $0.00 | $0.00 | $250.00+ |
| DEPOSIT TIME | 1 DAY | 1-2 DAYS | 2 DAYS | 3-5 DAYS | 2-5+ DAYS |
Fees are based on average rates as marketed by providers in the United States. These rates may vary from vendor to vendor. Not all fees are listed in the comparison. Deposit times are listed in business days.
If you process less than $10,000 per month in payments, then there is a $35 fee.